Workers’ compensation is a category of insurance that compensates an injured employee regardless of who is at fault when the person is hurt in the course of employment, in exchange for the employee’s mandatory relinquishment of rights to sue the employer for negligence. Workers’ compensation also provides benefits to dependents of a worker killed because of a work-related accident.
If a worker is hurt by a party other than the employer at the workplace, such as when a delivery person harasses a receptionist, the worker may recover from the outside party, but may need to reimburse the employer if